NDB is a development Bank and 100% owned by the Botswana Government Botswana. However, unlike other financial institutions set up by the government it does not offer subsided interest rates because the funding is not provided by Government. Therefore NDB operates purely on commercial terms in order to survive.

NDB finances many sectors such as Mining and Manufacturing, Retail, Property and Human Capital Development.

You don't have to be employed to access NDB products. However; one can apply as a sole proprietor, syndicate or company. Otherwise a salary will have to do.

Security is an aspect that's applicable for specific loans. Bonno Home loan for example does not require any deposit (refer to products).

Yes, NDB does consider loan consolidation. Terms and conditions apply (refer to specific product).

What We Finance

Companies can be offered property purchase and property development. A comprehensive Business Plan should accompany...


News & Events

NDB recently took members of the fourth estate on a media tour of the Bank’s projects in...

Fraud Hotlines

Please call any of these numbers below to report any fraudulent activity...

Mascom: 71119673

Orange: 1144

BTC: 0800600644



P O Box 10387, Palapye

Customer Service Manager

Ms Oaitse Mudlovu

Direct Line: +267 492 0514

P.O. Box 282 Francistown

Customer Service Manager
Ms Colleen Phiri

Direct Line: +267 241 6057

P.O. Box 225 Gaborone

Channels Distribution Manager

Mrs Betty Bagwisanyi

Direct Line : +267 360 4963

P.O. Box  453 Maun

Customer Service Manager
Ms Sophie Botlhagile

Direct Line: +267 686 0831

Client Stories

These are testimonies from individuals and business owners who through the assistance of the NDB have managed to start successful businesses and created sustainable jobs for Batswana.