National Development Bank – NDB – Empower – Transform

Interest Rates - Oct 2026:

Lending Rates - MoPR | Nominal Interest Rate (%) - 5.50% | Average Effective Interest Rate (%) - 5.50% • Lending Rates - Prime Lending Rate | Nominal Interest Rate (%) - 7.01% | Average Effective Interest Rate (%) - 7.01% • Lending Rates - Mortgage Facility | Nominal Interest Rate (%) - Prime +2.7% - Prime +7.9% | Average Effective Interest Rate (%) - 4.26% - Prime +11.99% • Lending Rates - Other Long-Term Loans (Commercial Loans) | Nominal Interest Rate (%) - Prime +4.00% - Prime +15.00% | Average Effective Interest Rate (%) - 4.51% - Prime +16.00% • Lending Rates - Individual Agriculture Loans | Nominal Interest Rate (%) - Prime +4.00% - Prime +15.00% | Average Effective Interest Rate (%) - Prime +3% - Prime +19.25% • Lending Rates - Seasonal Loans (Agricultural Inputs) | Nominal Interest Rate (%) - Prime (7.01%) - Prime +8% | Average Effective Interest Rate (%) - Prime (7.01%)

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Our Success Stories

Gorata Lekau

Segogora Holdings

I saw an advert in the newspaper which was talking about Green Energy and I realized this is my unlock in terms of my expansion, cutting my costs and also all year round production with the project we able to install a solar station.

Dr Tshenko Kabelano Magapu

Horticulture Farm

I was extremely satisfied with the exceptional service provided by NDB. Their professionalism and attention to detail greatly contributed to a positive experience.

Allen Phemelo Boshwaen

Golden Glade Farm

I was extremely satisfied with the exceptional service provided by NDB. Their professionalism and attention to detail greatly contributed to a positive experience.

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