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Business HoursWorking Capital
Purpose
Finance your business with our short-term Working Capital loan to bridge your cash flow gaps and cover operational costs. Whether you are running a small enterprise or an established company, having immediate access to working capital ensures you can cover unexpected cost and keep your operations running smoothly.
Why It Matters To The Client
Product Features
- Financing from P10,000.00
- Repayment period: Max 2 years.
- Minimum 20% Upfront payment of total cost, either cash or cash in kind.
Requirements
- KYC update Form to be filled by all shareholders/directors of the company.
- Certified copies of National Identity Cards (Omang), or certified copies of passports (for non-citizens) for all shareholders/directors.
- Copy of Marriage certificates if shareholders are married and marriage instrument.
- A copy of a residence permits and work permits (non-citizens).
- Tax clearance certificate for the company.
- Proof of residence for all shareholders/directors.
- A copy of work permit(s) for all company employees who are not citizen or an alternative (i.e. Waiver).
- Current Pay slip for Shareholders/directors and letter of employment or letter from company secretary specifying that the individual is a shareholder but does not earn salary from company, however they earn dividend annually (specify amount).
- All company documents including share certificates, tax clearance certificate, operating licenses or A constitution, partnership agreement for partners, syndicates and trusts (trust deed) (In addition NDB may require a management Plan)
- Confirmation of Physical Address e.g. utility bill or confirmation from company secretary.
- Company profile explaining what the business does. Include competitive analysis of your business.
- Transactional account’s 6 months Bank statement. For seasonal business, 12 months bank statement.