Botswana was still years away from Independence when National Development Bank was created with a simple belief: access to capital should never determine the limits of national potential.

Since 1963 National Development Bank (NDB) has been putting capital behind Batswana farmers, builders and business owners at the moment they needed it most.

We remain wholly owned by the Government of Botswana and operate under a Board of Directors appointed by the Minister of Finance and Development Planning.

Sixty-three years on, the mandate has not changed – but the standard has risen. In 1998 NDB became the first bank in Africa certified under ISO 9001 international quality standards, a certification we hold to this day.

“A development mandate. Run on commercial discipline.”

NDB is a Development Finance Institution. That means our first measure of success is national: food security, job creation, economic diversification. It also means we are viable and self-sustaining, earning satisfactory returns on shareholder funds so that we can lend again tomorrow.

Development impact and financial sustainability are not competing goals at NDB. Neither is possible without the other.

We provide loan financing across five sectors:

Agriculture – all agricultural projects

Commerce – retail, service and tourism

Industry – manufacturing, processing and mining

Real estate – property development and purchase

Human development – education and residential lending

To be the leading catalyst for sustainable economic development.

To provide financial solutions that promote sustainability through agility and strategic partnerships.

NDB has been a trusted partner in building industries, creating jobs, and empowering communities. Grounded in our values of:

• Stakeholder Centred Excellence
• Integrity in Action
• Transformative Solutions
• Empowered Workforce