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National Development Bank – NDB

Commercial Property Finance Equity Release

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Partner with us to unlock the capital already built up in your existing property and turn your asset into a powerful driver for business growth.

Purpose

Unlock additional capital by unlocking the value already accumulated in your property. Our Equity Release facility allows your business to secure funding against an existing commercial property, helping you access the liquidity you need to grow, expand, or reinvest.

Why It Matters To The Client

Release cash from your business property while retaining full ownership and control.

Access the capital you need to expand operations, upgrade facilities, or invest in new opportunities.

Product brief

Partner with us to unlock the capital already built up in your existing property and turn your asset into a powerful driver for business growth.

Find a business advisor near you

We have a network of 4 branches and 23 satellite offices across Botswana

Product Features

  • Minimum Loan Amount: P10,000.00
  • Repayment Period: Max 5 years.
  • Secured against assets in the form of immovable property.

Requirements

  • KYC update Form to be filled by all shareholders/directors of the company.
  • Certified copies of National Identity Cards (Omang), or certified copies of passports (for non-citizens) for all shareholders/directors.
  • Copy of Marriage certificates if shareholders are married and marriage instrument.
  • A copy of a residence permits and work permits (non-citizens).
  • Tax clearance certificate for the company.
  • Proof of residence for all shareholders/directors.
  • A copy of work permit(s) for all company employees who are not citizen or an alternative (i.e. Waiver).
  • Current Pay slip for Shareholders/directors and letter of employment or letter from company secretary specifying that the individual is a shareholder but does not earn salary from company, however they earn dividend annually (specify amount).
  • All company documents including share certificates, tax clearance certificate, operating licenses or A constitution, partnership agreement for partners, syndicates and trusts (trust deed) (In addition NDB may require a management plan).
  • Confirmation of Physical Address e.g. utility bill or confirmation from company secretary.
  • Company profile explaining what the business does. Include competitive analysis of your business.
  • Transactional account’s 6 months Bank statement. For seasonal business, 12 months bank statement.