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National Development Bank – NDB

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National Development Bank

 Call Us On 395-2801

Development House, Main Mall, Queens Road

 Business Hours

Mon – Fri: 08:00 to 15:30, Sat -Sun: CLOSED

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Commercial Property Financing

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A financial option that allows companies to purchase or develop property.

Purpose

A tailored financing solution designed to help your business acquire or develop commercial property. Our Commercial Property Finance supports the purchase or development of:

  • Office buildings
  • Retail and commercial space
  • Industrial facilities
  • Income-generating residential developments

Build, buy, and position your business in the right space to drive long-term growth.

Why It Matters To The Client

Commercial Property Finance

Commercial Property Finance gives your business the power to acquire or develop property that supports your next phase of growth.

Building From Ground Up

Whether you’re building from the ground up, expanding into new markets, redeveloping existing sites, or purchasing a ready-built commercial asset, CPF provides the structured funding to make it happen.

Property Becomes More Than Infrastructure

With CPF, property becomes more than infrastructure –  it becomes a catalyst for growth, scale, and long-term value creation.

Product brief

Position your business for long-term growth by owning or developing the commercial space it needs.
– from office blocks and retail outlets to income-generating residential developments.

Click to apply

Find a business advisor near you

We have a network of 4 branches and 23 satellite offices across Botswana

Locate the nearest branch

Product Features

  • Minimum Loan Amount: P10,000.00
  • Repayment Period: Max 15 years.
  •  Minimum 20% Upfront payment of total cost, either cash or cash in kind.
  •  Secured against property being bought

Requirements

Requirements for Commercial Property Financing

  • KYC update Form to be filled by all shareholders/directors of the company.
  • Certified copies of National Identity Cards (Omang), or certified copies of passports (for non-citizens) for all shareholders/directors.
  • Copy of Marriage certificates if shareholders are married and marriage instrument.
  • A copy of a residence permits and work permits (non-citizens).
  • Tax clearance certificate for the company.
  • Proof of residence for all shareholders/directors.
  • A copy of work permit(s) for all company employees who are not citizen or an alternative (i.e. Waiver).
  • Current Pay slip for Shareholders/directors and letter of employment or letter from company secretary specifying that the individual is a shareholder but does not earn salary from company, however they earn dividend annually (specify amount).
  • All company documents including share certificates, tax clearance certificate, operating licenses or A constitution, partnership agreement for partners, syndicates and trusts (trust deed) (In addition NDB may require a management plan).
  • Confirmation of Physical Address e.g. utility bill or confirmation from company secretary.
  • Company profile explaining what the business does. Include competitive analysis of your business.
  • Transactional account’s 6 months Bank statement. For seasonal business, 12 months bank statement
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